Author Topic: 2016 Election  (Read 220148 times)

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Offline Ultimatum

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Re: 2016 Elections
« Reply #1545 on: August 04, 2016, 08:31:32 am »
Dont you see

they stole all his money so he couldn't win,the system is rigged I tell you

Offline PatMan33

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Re: 2016 Elections
« Reply #1546 on: August 04, 2016, 09:22:04 am »
Well yeah it is.

Offline Inkling

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Re: 2016 Elections
« Reply #1547 on: August 04, 2016, 07:33:34 pm »
"This will be the end of Trump's campaign", says increasingly-worried man for the fifth time this year.

Trump is here to win the election, not convince people that he'd be a good president.

But... that's how you win the election.  By convincing people you'd be good at the job.

It'd be one thing if you said something like he has to win over the public, not analysts and pundits.  But he's been getting slaughtered in the polls this week, too.

http://projects.fivethirtyeight.com/2016-election-forecast/

As of me posting this, the odds of winning are Clinton with 79.9% and Trump with 20.1%.  I don't see how you can realistically spin this as anything but a bad week for Trump.
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Offline PatMan33

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Re: 2016 Elections
« Reply #1548 on: August 04, 2016, 07:37:51 pm »
No it wasn't a bad week. It was a normal week.

Offline Yokto

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Re: 2016 Elections
« Reply #1549 on: August 05, 2016, 07:07:06 am »
wow if that site is accurate then that quite a dive. Well I guess anything can happen in this race...
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Offline PatMan33

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Re: 2016 Elections
« Reply #1550 on: August 05, 2016, 08:12:19 am »
He's been here and clawed back before.

She's had these numbers and blown it before.


Offline Inkling

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Re: 2016 Elections
« Reply #1551 on: August 09, 2016, 02:40:24 pm »
Probably not a Goat, either.


Offline Legodragonxp

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Re: 2016 Elections
« Reply #1552 on: August 09, 2016, 04:40:20 pm »
Nobody wants to vote for Trump, but the prospect of him getting four bad years in office while the democrats find a better person than Clinton is rapidly becoming something some people are considering. This election has a supreme court seat open to fill and possibly more (two will be over 80 years old and average age of the 8 is 75.

On a different note, I am curious what either of them will do about ACA (Obamacare). It is starting to crack part really bad already and the big tax hit isn't until 2018. The solution of 'just throw more money at it' from the Obama administration is a disaster. While a lot of unions promoted it, they are now getting slapped in the face by the shear cost of it.

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Offline Ultimatum

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Re: 2016 Elections
« Reply #1553 on: August 10, 2016, 07:07:50 am »
I look into my crystal ball and see..

 Hillary gets in, the first thing she does is scrap Obama care and replace it with her own healthcare,marketed as a successor to Obama care,call it ' Hilary Helps'

And then somehow she'll go down in American history as the  female President who established the first affordable  (wink wink) universal healthcare in America,and Obama's efforts with Obama care will be a footnote,and even it will be derided as a failure,this is despite the fact that it laid a lot of groundwork for Hilary's Health service

"Oh yeah,Obama tried establishing free american healthcare,but it didn't work.it was too expensive and [other reasons]   but Hilary created the American Health service"-Someone in far future,maybe

But the truth is/was  that Obama care was no different to Hilary's health service,it would take many presidents later to establish an affordable Health service in America,it just took some time to make it work"-A historian in the far,far future regarding the attempts to establish a health service which ordinary Americans could afford


Offline PatMan33

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Re: 2016 Elections
« Reply #1554 on: August 10, 2016, 09:57:25 am »
Hillary gets in, the first thing she does is scrap Obama care and replace it with her own healthcare,marketed as a successor to Obama care,call it ' Hilary Helps'

Not going with Hillarycare? Make it all 1993 up in this B.

Offline Rysworld

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Re: 2016 Elections
« Reply #1555 on: August 10, 2016, 11:41:50 am »
*snip*

That's because Obamacare is an abject failure in creating a leftist, government-based healthcare service. It should have been completely socialist healthcare or nothing at all, and you certainly shouldn't be forced to pay a fine because you fall into the special poor person bracket that means you're too rich to get help but not rich enough to afford being forced to pay for insurance. That's just more pressure on the working/lower-middle classes that we really don't need right now of all times.

Yeah, I'm aware that the bill was only formulated that way because otherwise Republicans wouldn't have gone for it, but honestly something like this needed to not have been compromised at all. Obamacare as it stands now is hot garbage.

Offline Ultimatum

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Re: 2016 Elections
« Reply #1556 on: August 10, 2016, 12:43:00 pm »
Hillary gets in, the first thing she does is scrap Obama care and replace it with her own healthcare,marketed as a successor to Obama care,call it ' Hilary Helps'

Not going with Hillarycare? Make it all 1993 up in this B.

Cos it has a nice ring to it

Offline Yokto

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Re: 2016 Elections
« Reply #1557 on: August 10, 2016, 02:42:37 pm »
*snip*

That's because Obamacare is an abject failure in creating a leftist, government-based healthcare service. It should have been completely socialist healthcare or nothing at all, and you certainly shouldn't be forced to pay a fine because you fall into the special poor person bracket that means you're too rich to get help but not rich enough to afford being forced to pay for insurance. That's just more pressure on the working/lower-middle classes that we really don't need right now of all times.

Yeah, I'm aware that the bill was only formulated that way because otherwise Republicans wouldn't have gone for it, but honestly something like this needed to not have been compromised at all. Obamacare as it stands now is hot garbage.

Out of curiosity. What are the actual effects of Obamacare? Like is there a good source for statistics (rather then anecdotes. You will always find anecdotes)
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Offline PatMan33

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Re: 2016 Elections
« Reply #1558 on: August 10, 2016, 03:57:10 pm »
Out of curiosity. What are the actual effects of Obamacare?

Let me know. I still can't afford insurance. :u

Offline Legodragonxp

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Re: 2016 Elections
« Reply #1559 on: August 10, 2016, 06:12:09 pm »
Gonna talk about insurance plans and a little bit of Obamacare (henceforth ACA) Affordable Healthcare Act https://www.dol.gov/ebsa/healthreform/

You will need to open the image below in a new tab to see it clearly.

https://s9.postimg.org/8ugzivyf1/Plan_1.png



Behold these seven plans. This is a lot of information so I will try to give a condense it in to a few examples and you can see the damages.

This is the Redacted Health Systems RHS (the black boxes) seven currently active health plans. The top set are plans A, B, and C and are available to any RHS employee  that works 20 or more hours a week. * These plans are through Blue Cross Blue Shield

Plans D,E,F, and G are only allowed to Union Nurses of RHS.

Each plan has different levels: Single (just you), Single + Children (Single parent or married but spouse has own insurance, not available on D,E,F,G), Single+Spouse (hold the kids), Family (Adult+Spouse+ legal dependents.)

Since I'm the only running family here if memory serves, I will focus on single person for this example:

Plan A will cost you $1130 a year
Plan B will cost you $1109 a year
Plan C will cost you $887 a year
Plan D will cost you $1540 a year
Plan E will cost you $1870 a year
Plan F will cost you $1859 a year
Plan G will cost you $3022 a year

All seven plans, a basic checkup is free but only in network. Out of network, out of pocket.

Network?
Since RHS is a hospital and clinic group, they have their own services and would like you to go to those first. They are called In-Network under the RHS network.
Blue Cross Blue Shield has non-RHS sites they would like you to use as well, those are In-Network/National Network.
Anything else is Out-of-Network

I have strep and need to get to urgent care to get antibiotics. Now this can give some stupid numbers, so I am going to cap a Urgent care visit at $150 and the drugs at $20 (it will make sense in a minute)
Costs:

A: 10% of deductible (10% of $300) plus a generic drug $5 -$10 at a supported pharmacy (Walgreens isn't). Total = $35-$40

B: Deductible ($1300) then 15% + generic drug deductible ($1300) then 15% at a supported pharmacy (Walgreens isn't).Total = $170 Insurance doesn't cover anything.

C: Deductible ($3000) then 15% + generic drug deductible ($3000) then 15% at a supported pharmacy (Walgreens isn't).Total = $170 Insurance doesn't cover anything.

D: $15 + generic drug $11 at a supported pharmacy (Walgreens isn't).Total = $26

E: $15 + generic drug $11 at a supported pharmacy (Walgreens isn't).Total = $26

F: Deductible ($250) then 20% + generic drug $11 at a supported pharmacy (Walgreens isn't).Total = $161 Insurance doesn't cover much.

G: $0 + generic drug $11 at a supported pharmacy (Walgreens isn't).Total = $11 Cool!

Recap
A: $35
B: $170
C: $170
D: $26
E: $26
F: $161
G: $11

Big difference eh, especially with G.

Next example, you need a regular med filled once a month (birth control, insulin, welbutrin, whatever...) I am going to list two prices for each category and an end of year cost, a Generic that will cost no more than $50 and a name brand item that will cost no more than $400 (and if you think those numbers are high, trust me, they are not)

A: $5/$100 - EOY $60/$1000 ($1000 maximum out of pocket drug cost per year)
B: $50/$400 - EOY $600/$3500 ($3500 maximum out of pocket total reached for the year
C: $50/$400 - EOY $600/$4800
D: $11/$11 - EOY $132/$132
E: $11/$11 - EOY $132/$132
F: $11/$11 - EOY $132/$132
G: $11/$11 - EOY $132/$132

D,E,F,and G are looking pretty cool now aren't they? C sucks rocks. Keep reading.

Last situation: Catastrophic issue. 5 Days in hospital, 3 Xray, 1 MRI, 1 CT scan, 20 labs, 1 surgery. Well call this a compound fracture (through the skin broken bone).
5 Days in a hospital we will say will be $4000 a day
3 Xrays = $1500
1 MRI = $2500
1 CT scan = $2000
20 Labs = $2000
Surgery (Dr, Room, anesthetic, etc) = $15000
Meds =$2000
Total = $45,000 (having had my wife go through major surgery, I promise you, these number are not off (a little low actually))

Luckily this is going to be easy to calculate because of the working on the bottom of each plan... Maximum out of pocket per person.
Your cost
A: $4500 ($3500 out of pocket + $1000 for the meds which is a separate plan actually)
B: $3500
C: $6000
D: $500
E: $3000
F: $1250
G:$1300

PROTIP: If you cap out, get all you health stuff done in the same year because you can't be billed anymore.

(End of Part 1)
-Lego

*Part of ACA is to require company supported health insurance for employees that work more than 30 hours a week and employ 50 or more people must provide a health care plan. If you work part time for a major company (like McDonalds or Starbucks) you might as well forget getting more than 30 hours a week. If you work for a small company an you get ton so work, don't expect the staffing level to exceed 50 unless critical (and they can hire contractors to get around the rules too)